Posts Tagged ‘deposit’

Sometimes

May 30, 2018

It’s nice to get mail.

Sometimes it’s really, really, really nice to get mail.

Especially from the IRS.

Holy shit.

I got home today, as per usual, a little tense, a little upset, a little in bafflement, as I have been over the last few days since I was told that I needed to move out, to a few items of mail.

One was a very sweet and unexpected card from my grandmother with a $20 bill congratulating me on graduation.

So sweet.

The other from the aforementioned IRS.

And it looked like a check.

But.

I already got back my tax returns, both state and federal, and I filed electronically so the returns were sent directly to my bank.

What was this check looking thing?

Could it possibly be?

Could it really be?

I was almost afraid to open it.

I had a thought, but my thoughts are not always the nicest to me, and I didn’t want to get my hopes up.

Cue an earlier thought, that I sort of joked about, but not really to my boss that it was ok, me getting asked to move out, because I have a tent, and I can hang out on the beach.

My boss laughed, but she was horrified to hear my news and also very supportive, there will be no beach for me necessary.

I can stay in the spare room that is currently the kids play room if worst came to worst.

Such a kind offer.

And one I hopefully will not have to take up, but it’s always good to know that I can.

I did once before when I was in transition, stay with employers, actually, former employers, who were remarkably generous and let me stay in their attic room with private bathroom and yes, with both my cats, while I was waiting to get into my next place.

Nothing says worst nightmare to me than homeless with cats, but in a sense that was exactly what I was.

I used to say I was in transition, but it was a transition that was horrendously uncomfortable, especially at seven years of sobriety.

I used to beat myself up about that, homeless with that much sober time, but it was just God preparing me, winnowing down the unnecessary things in my life, so that when the time came a few months later when the opportunity to move to Paris was presented to me, I was able to go without much thought about stuff and things.

I didn’t have much.

I don’t now when I look around.

The only furnishing in my studio that is mine is my bed.

That’s it.

The chaise, end tables, chairs, kitchen table, bookshelf, all my landlady’s furniture.

She’s a realtor and I believe they were used for staging at some point.

Anyway.

I won’t have much to move when I move, just the bed and the things hanging on the wall, the clothes hanging in my closet, and my kitchen stuff.

I could very easily move and do it quite efficiently.

It’s just a matter of finding a place to move to.

I began slowly putting out more feelers today.

I got a tip on an in-law on Silver Terrace, but out of my price range at $2,000.

I figure I will be comfortable spending $1500.

And if I have to I could go as high as $1800.

But that would be super freaking tight.

And I know this sounds crazy, but whatever, I have a feeling it won’t be that expensive, I do have a feeling the right thing will come and it will be what I can afford.

I told my therapist today how scared I have been and upset and angry and how it’s been hard to fall asleep because my brain will attack me with horrifying scenarios about not finding a place to live or not being able to afford what I find.

So.

Last night I said, enough brain, knock it off.

I can’t live in a future where there is no God.

God is right here.

Right the fuck now.

I am being taken care of.

I have paid for June rent.

I only have to be concerned with today.

Stop with the future tripping.

And if you have to think about the future, think about it with faith.

Magic.

God.

Love.

Abundance.

Light.

Envision where you want to live.

Think about what it looks like, really get into the details.

Hard wood floors, light, oh man, give me some light, I have been living in my little cave for almost five years, I could use a god damn window.

High ceilings.

Or at least higher than they are now.

I have low ceilings.

A nice kitchen, a gas range, a washer and dryer on site.

A place to park.

A big closet or two.

I mean.

A bathtub!

Oh.

Fuck wouldn’t that be nice?

Ruminate on the nice things, not on the bad things, see it, visualize it.

It will come.

It will!

I don’t know what exactly will happen next, I have to go to the SF Tenants Union on Saturday and do the drop in counseling.

Until that point all that I can do is what I have been doing.

Reaching out quietly to friends, avoiding social media, but just texting a friend here and there and asking them to keep ears open.

And practicing staying in the moment.

Where there is nothing wrong.

And.

There is only a little envelope to open from the IRS.

So open it.

I had put away all my stuff from my day out and about and put away my groceries, and I was heating up my dinner when I opened the card from my grandmother.

I left the envelope from the IRS alone.

But I really wondered.

If.

Well.

Could it possibly be?

And.

OH.

OH.

OH!

It was!

It was!

It was!

It was my refund from 2014!

2014!

In January of 2015 I did my taxes early and I did not have all my paperwork, I didn’t realize this until after I had filed.

I received some paperwork a month later and realized that I had fucked up my taxes and that I actually was due a bigger return than what I had filed for.

So.

I filed an amendment with the paperwork that I had left out and sent it in.

I never heard anything back.

I don’t know what I was expecting.

But.

Well.

I was hoping for something.

I sort of forgot about it after a while.

Although it would peek up above the surface of my unconsciousness every year after when I was filing and I would remember to make sure that I had all my necessary paperwork available to me before filing.

Certainly didn’t want to make that mistake again.

And there it was.

My fucking amendment refund check from 2014!

I laughed out loud with joy.

I’m going to be ok!

I mean.

I know I’m going to be ok.

But now I can stop stressing about the money I wanted to have for my traveling this summer.

I was afraid that I would find a place and have to use up my travel savings to put down a deposit to move into a new place and then have nothing left to travel with.

Maybe I would have to break out that credit card I got months ago but have never used.

Maybe not!

Not when I got a check from out of the blue for.

Wait for it.

Like you haven’t this entire blog.

Heh.

$2,126.34!

Boom.

Can you say happy?

I can!

Happy.

Joyous.

Motherfucking free to travel about the country.

Luckiest girl in the world.

A Few More Days

August 2, 2017

Of lazy.

A few more days of being able to do yoga in the morning during the week.

I have signed up for a class tomorrow morning.

I went to one this morning.

My ass has been thoroughly kicked with the yoga.

But.

I feel good too, especially afterward.

Especially when I run into friends in the neighborhood who tell me how good I look and how much weight I have lost.

“You look amazing!  I mean, really beautiful, and you’ve lost so much weight, I mean, you look great!” She exclaimed as she stopped in front of the garage where I was sweeping this morning.

I had just gotten back from yoga class and wanted to do my good deed for the day and so I pulled in the garbage cans, the recycling, the compost bins and I decided to sweep out the front of the house.

It’s not something I have ever been asked to do, but sometimes it’s just nice to do something to care for the house, it’s not mine, but I do live here and I like to pull up on my scooter to a tidy spot.

I was still in my yoga gear, had sweat like a maniac, had my hair up in a big messy bun, and was sweeping garbage into the gutter.

And I look amazing?

You are sweet.

But.

I could also tell that how I was feeling was reflected in how I look.

I am happy.

And it shows.

I think that’s what the “weight loss” is, that I am happy.

It’s a nice thing to say and maybe it is true, but it doesn’t matter, I feel about the same in my body as always, albeit a bit sore from the work out today.

I also had no problem accepting the compliment.

It’s nice to hear.

My neighbor and her dog went to the park, I kept sweeping and it just lead from one thing to the other.

Hot shower.

Clean sheets on the bed.

Hot breakfast, latte, writing.

Trip to the laundry mat.

Run to the grocery store.

Cook a little.

Write a lot.

Chat on the phone.

Return e-mails for my internship.

Coordinate my schedule for the month.

I have a bunch of consults this week and a probably new client, although I haven’t set anything up yet.  I have been waiting for the assistant director to make the client official.

Although my director did say I could reach out to the client, I feel better waiting for the official look of the e-mail from the assistant director.

I did some research.

I looked over my syllabi for school and I poked around to see if the classes that weren’t posted yet had any of their syllabi in innocuous spots.

Sometimes that happens, a teacher will use a different platform than the one that the school wants everyone to use and a syllabus will get posted somewhere other than the spot I am used to checking.

Anyway.

There was nothing new with school.

I did some personal accounting, adding up my expenditures for the month of July and making a Spending Plan for the month of August.

Which is typically a month where I have an additional financial category.

Burning Man.

I decided this morning to stop being a baby about it and suck it up and be happy that I have enough resources to rent a car and.

Yes.

I applied for a credit card.

I realize I don’t want to tie up a bunch of money on my debit card.

I can and have rented cars before on my debit card, but they typically demand an enormous deposit and the reimbursement of said deposit is almost always a month.

I don’t want to tie up my finances that way.

Especially heading into the fall semester.

Plus.

Well.

I like to travel and I have been lots of places in the last few years, Paris twice, New York twice, New Orleans, Atlanta, and I should be accruing miles for that travel.

But I never have.

I have always found a cheap ticket online and just bought it with my debit card.

Which is fine.

It’s worked well, but I have been thinking it would be nice to be acquiring some miles.

Especially since my dear friend has moved back to France and we’ve discussed probable trips there, and I want to go to Barcelona and I’ll be flying back from LA next June when I do the ALC (Aids Life Cycle Ride.  Hey!  That’s right, I’m riding, you want to donate to the cause?  I need to raise $3,000 it would be great if you donated.  My rider number is: 2713 you can donate here), so I want to start getting travel rewards.

Yup.

That’s right.

I applied for a credit card today.

First credit card I have applied to in 12 years.

I haven’t had one since I got sober.

Cut those bad boys up and threw them in the trash.

I had a lot of debt.

I was very generous when I was drinking and using and I had no problem throwing my plastic around.

That plus.

My first year of sobriety I had no money, like none, I had a bad accident at my first job and was out of work for six, seven months, it took me a long time to get back on my feet and I went over a year and a half without making any payments on those cards I had.

What had been about $12,500 in debt became.

Wait for it.

$112,000.

Yes.

Part of that was back taxes owed the IRS.

But hey, they audited me and took that money right away.

That sucked so hard.

Then there was the pair of panties, the bra and the pair of jeans I had bought using a Victoria Secrets credit card that I never paid on.

It was a sale of $84 that became a debt of $1350.

I cleared it all.

All but my student loan debt.

I had many, many, many conversations with collectors and debt departments and all manner of people who wanted whatever money I had.

I got harassed a lot.

I was mortified.

It was horrendous and I was assured I would drink again if I didn’t take care of it.

So.

After some time.

I made the calls.

I used a script that someone helped me write.

I eventually went and saw a lawyer who took one look at my records, what I was doing and said, “what you are doing is commendable, and at the rate you are going you’re never getting out of it, you need to file for bankruptcy.”

Ugh.

He gave me his services for cheap.

Cheap.

Fuck, it cost me $2500 to file it and for his services.

But.

It went through.

And yes.

I still have debt, but it is just my student loans.

Just.

Bwaahahahahahhaaha.

Excuse me.

Anyway.

I’m worth the investment so I don’t care about the student loans, they will get paid off too when the time is right.

So, to circle back, for eight years I couldn’t have a credit card.

And for the rest of the time I just said, I don’t need one.

I technically don’t.

But.

I would like to not have to deal with the hassle of the car rental and I can rent the damn thing, be done with it, collect some miles on a card, and immediately pay the bill off with my debit card.

That’s what I figure I’ll do.

I’ll rent the car with the card, pay it off right away and then not have to have anything tied up.

That’s the logic anyway.

I don’t know if I can get a card, but I researched and I applied and I’ll just say, I took the action, I’ll let go of the results.

I’ll get to Burning Man one way or the other.

And in the mean time.

I have a few more days of lazy.

Not that I’ve been terribly lazy, just mellow.

Work will start back up for me on Friday.

And of course I have my clients and consults and internship to deal with.

Life is full.

Life is good.

I am happy.

And apparently I have “lost” some weight.

Heh.

 


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