Posts Tagged ‘renting’

What Would You Buy

January 8, 2019

With one dollar?

He asked me to write it down on the note card.

Then he asked what would I buy if I won $10, then $100.

Then $1,000.00

And $1,000,000.00

And also.

$10,000,000.00

My friend had talked me into buying a couple of lottery tickets right before New Years, he always does around New Years and at first I balked.

“You’re one of those people,” my friend told me, we were just leaving Reno.  She had been working at a casino in Wisconsin and was driving cross-country with me to help me move to San Francisco from Madison.

“What do you mean?  I’m one of ‘those’ people,” I asked, but you know in my head I think I sort of knew.

“You’re one of those people that they warn us about at the casino,” she finished.

“Really?  Come on, how can you tell after twenty minutes of me playing slots?”  I asked skeptical, but as I mentioned, perhaps there was a little inkling of knowing what she meant.

She broke it down and yup, I pretty much qualified as one of those people.

I still do.

Which is why I’m pretty careful about not gambling, playing the lottery, buying scratcher cards, going to Reno or Vegas for a fun weekend of playing slots.

Nope.

Something inside gets a little wacky.

Gambling can easily become an addiction and I found out later in life that my mom had a gambling addiction in addition to a few other things.

Some things run in the blood.

So when my friend was like, hey just buy a lotto ticket, its tradition, I balked at first.

Then.

He explained himself and I thought, ok, maybe.

I bought two.

I didn’t win.

But for a day or two occasionally I would think about what I would do if I did win.

Pay off my student loans.

And my best friend’s student loans and probably a few friends in my Masters degree cohort too.

I would definitely quit working, as a nanny, I’d still work as a therapist, I think its important to give back and I’m a good therapist, and I think that having something constructive to do is important.

I would travel a ton.

I would go to Paris and take the Belmond Simplon-Orient Express from Paris to Venice.

And I would upgrade to the suite, which is 3,500 Euro for one way.

God it’s a pretty train, all art deco and fancy and stuff.

Then Venice.

Which I have always wanted to go to and have not made it there yet.

I would get skin reduction surgery for the excess skin I have from my weight loss.

I would buy some pretty clothes.

I would buy a flat in Paris.

I would buy a house in San Francisco.

I would buy a house in San Francisco.

I’m going to buy a house in San Francisco.

I have been writing an affirmation now for a few years every morning in my writing that goes something like this, “I own my own home in San Francisco.”

It really has seemed a bit of a pipe dream, even though I had someone tell me to look them up when I entered my Master’s program when I was ready to buy a house.

She was assuming I would eventually come into a decent amount of salary becoming a therapist.

I’m not quite there, but I am beginning to taste the reality of it.

I actually think I can buy a house.

I really do.

Even here.

In the most expensive market in the United States.

This feeling is pretty new to me, only having happened in the last 24 hours.

Yesterday I had  a huge resentment surface around my current landlord.

There is a gigantic water leak in my hallway entry, a leak that was not just drip, dripping, but literally soaking the hallway to my studio.

Granted.

There is not an actual leak in my studio, it’s dry, but the hallway from the entry door to the studio is sopping wet and my landlord happens to be a contractor, I was aghast when it happened a couple of weeks ago and even more so yesterday and the day before.

I got angry about it.

It’s pretty obvious that he’s not doing a thing about it and it’s rather disgusting to walk through.

That and I’m pretty sure, though I haven’t quite figured out what the correct amount is, that he’s overcharging me utilities.

I made a call to the Tenant’s Union last night to go over a few things–like I don’t have a heater in the studio, which I found out was illegal, and it’s been super cold.  I bought out-of-pocket a space heater, but it doesn’t seem much of a solution and apparently my using it is blowing up the utility bill.

Something smacks weird in all this and add-on to a few drunken loud parties, pot smoke in the garage leaking into my bathroom, and some domestic fights that I have heard and I had pretty much made the decision yesterday that I was going to honor my lease but after it was up, get the hell out.

It’s just not quite the right fit.

It’s better than what I had and I will be honest I looked past one red flag that I probably shouldn’t have.

I did some inventory around it and discussed it in detail last night before doing the deal up in the Castro.

One thing that came out is that I have been practicing faith around my finances instead of fear, I have for a few weeks now.

The buy out monies that I pre-paid the first six months of rent will run out in February and I will have to pay rent out of my pocket and I’ve been concerned.

Afterall.

It is $1,000 more than what I was paying.

So I have been doing contrary actions.

Tipping more when I get a coffee or going out to eat, and I’m a good tipper (once service industry, and I did it for two decades, always service industry), giving a little more when asked, paying my bills early, making a car payment when one isn’t yet due, etc.

Believing that I will have enough and acting as thought there is more money coming in.

Yeah, I was miffed about the utility bill and my landlord saying I owed more, I mean, dude, you owe me a heater in my unit, you should pay the fucking bill, is what I wanted to say, but I also did restraint of tongue and pen and text and figured it would be much better to talk with the Tenant’s Union before I talk with my landlord.

I just paid the bill, wrote a check, and I also said, I’m still going to use the space heater.

The studio is god damn cold.

It’s winter.

It’s been a cold winter for San Francisco and the unit is not insulated, so even when it warms up it doesn’t hold it for very long.

Anyway.

After I got my anger out and had a good talk and then listened to a good talk, I said I was going to have the faith that I didn’t have to actually look for a shitty place, I will be able to afford something better.

Then my person said, “why don’t you just buy a house?”

I was like, Jesus, you’re right!

I am going to buy a house.

The lottery ticket, like I said didn’t yield a win, but it did put the desire to be a homeowner square in my face and I have thought for a long time that I might be crazy, but somehow I was going to end up owning a house in SF.

San Francisco has a Below Market Housing lotto for new homes that are built to accommodate those in the city that can’t afford to buy market rate houses.

I have to attend six hours of workshops and do a 1 on 1 counseling session before I can enter the lottery, but once that’s done, I can apply to every listing that goes up.

Guess who signed up for their first workshop last night?

Yeah.

That’s right.

And I have this feeling.

I really do.

I am going to buy a house.

And it’s not that far away.

I can feel it.

Seriously.

 

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Sometimes

May 30, 2018

It’s nice to get mail.

Sometimes it’s really, really, really nice to get mail.

Especially from the IRS.

Holy shit.

I got home today, as per usual, a little tense, a little upset, a little in bafflement, as I have been over the last few days since I was told that I needed to move out, to a few items of mail.

One was a very sweet and unexpected card from my grandmother with a $20 bill congratulating me on graduation.

So sweet.

The other from the aforementioned IRS.

And it looked like a check.

But.

I already got back my tax returns, both state and federal, and I filed electronically so the returns were sent directly to my bank.

What was this check looking thing?

Could it possibly be?

Could it really be?

I was almost afraid to open it.

I had a thought, but my thoughts are not always the nicest to me, and I didn’t want to get my hopes up.

Cue an earlier thought, that I sort of joked about, but not really to my boss that it was ok, me getting asked to move out, because I have a tent, and I can hang out on the beach.

My boss laughed, but she was horrified to hear my news and also very supportive, there will be no beach for me necessary.

I can stay in the spare room that is currently the kids play room if worst came to worst.

Such a kind offer.

And one I hopefully will not have to take up, but it’s always good to know that I can.

I did once before when I was in transition, stay with employers, actually, former employers, who were remarkably generous and let me stay in their attic room with private bathroom and yes, with both my cats, while I was waiting to get into my next place.

Nothing says worst nightmare to me than homeless with cats, but in a sense that was exactly what I was.

I used to say I was in transition, but it was a transition that was horrendously uncomfortable, especially at seven years of sobriety.

I used to beat myself up about that, homeless with that much sober time, but it was just God preparing me, winnowing down the unnecessary things in my life, so that when the time came a few months later when the opportunity to move to Paris was presented to me, I was able to go without much thought about stuff and things.

I didn’t have much.

I don’t now when I look around.

The only furnishing in my studio that is mine is my bed.

That’s it.

The chaise, end tables, chairs, kitchen table, bookshelf, all my landlady’s furniture.

She’s a realtor and I believe they were used for staging at some point.

Anyway.

I won’t have much to move when I move, just the bed and the things hanging on the wall, the clothes hanging in my closet, and my kitchen stuff.

I could very easily move and do it quite efficiently.

It’s just a matter of finding a place to move to.

I began slowly putting out more feelers today.

I got a tip on an in-law on Silver Terrace, but out of my price range at $2,000.

I figure I will be comfortable spending $1500.

And if I have to I could go as high as $1800.

But that would be super freaking tight.

And I know this sounds crazy, but whatever, I have a feeling it won’t be that expensive, I do have a feeling the right thing will come and it will be what I can afford.

I told my therapist today how scared I have been and upset and angry and how it’s been hard to fall asleep because my brain will attack me with horrifying scenarios about not finding a place to live or not being able to afford what I find.

So.

Last night I said, enough brain, knock it off.

I can’t live in a future where there is no God.

God is right here.

Right the fuck now.

I am being taken care of.

I have paid for June rent.

I only have to be concerned with today.

Stop with the future tripping.

And if you have to think about the future, think about it with faith.

Magic.

God.

Love.

Abundance.

Light.

Envision where you want to live.

Think about what it looks like, really get into the details.

Hard wood floors, light, oh man, give me some light, I have been living in my little cave for almost five years, I could use a god damn window.

High ceilings.

Or at least higher than they are now.

I have low ceilings.

A nice kitchen, a gas range, a washer and dryer on site.

A place to park.

A big closet or two.

I mean.

A bathtub!

Oh.

Fuck wouldn’t that be nice?

Ruminate on the nice things, not on the bad things, see it, visualize it.

It will come.

It will!

I don’t know what exactly will happen next, I have to go to the SF Tenants Union on Saturday and do the drop in counseling.

Until that point all that I can do is what I have been doing.

Reaching out quietly to friends, avoiding social media, but just texting a friend here and there and asking them to keep ears open.

And practicing staying in the moment.

Where there is nothing wrong.

And.

There is only a little envelope to open from the IRS.

So open it.

I had put away all my stuff from my day out and about and put away my groceries, and I was heating up my dinner when I opened the card from my grandmother.

I left the envelope from the IRS alone.

But I really wondered.

If.

Well.

Could it possibly be?

And.

OH.

OH.

OH!

It was!

It was!

It was!

It was my refund from 2014!

2014!

In January of 2015 I did my taxes early and I did not have all my paperwork, I didn’t realize this until after I had filed.

I received some paperwork a month later and realized that I had fucked up my taxes and that I actually was due a bigger return than what I had filed for.

So.

I filed an amendment with the paperwork that I had left out and sent it in.

I never heard anything back.

I don’t know what I was expecting.

But.

Well.

I was hoping for something.

I sort of forgot about it after a while.

Although it would peek up above the surface of my unconsciousness every year after when I was filing and I would remember to make sure that I had all my necessary paperwork available to me before filing.

Certainly didn’t want to make that mistake again.

And there it was.

My fucking amendment refund check from 2014!

I laughed out loud with joy.

I’m going to be ok!

I mean.

I know I’m going to be ok.

But now I can stop stressing about the money I wanted to have for my traveling this summer.

I was afraid that I would find a place and have to use up my travel savings to put down a deposit to move into a new place and then have nothing left to travel with.

Maybe I would have to break out that credit card I got months ago but have never used.

Maybe not!

Not when I got a check from out of the blue for.

Wait for it.

Like you haven’t this entire blog.

Heh.

$2,126.34!

Boom.

Can you say happy?

I can!

Happy.

Joyous.

Motherfucking free to travel about the country.

Luckiest girl in the world.


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